Financing

Buyer
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Personal Information

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Residential Information

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Add Previous Employment

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Interested Vehicle

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Add Trade-in?

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VIN *

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Personal Information

First Name *

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Last Name *

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Email *

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Cell Phone *

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Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN *

Please enter your SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

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Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

By clicking "Submit", I, the undersigned, (a) for the purpose of securing credit, certify the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

I consent to be contacted by the dealer at any telephone number or Email I provide, including, without limitation, communications sent via text message to my cell phone or communications sent using an autodialer or prerecorded message. This acknowledgment constitutes my written consent to receive such communications. I have read and agree to the Privacy Policy of this dealer.

I accept all the above terms

ATS Used Cars

Store Hours

Monday: 7:30 AM - 5:30 PM
Tuesday: 7:30 AM - 5:30 PM
Wednesday: 7:30 AM - 5:30 PM
Thursday: 7:30 AM - 5:30 PM
Friday: 7:30 AM - 5:30 PM
Saturday: CLOSED
Sunday: CLOSED

Apply Online for Used Car Financing in Rio Rancho, NM – ATS Auto Sales

When it comes to buying a used vehicle, finding the right financing is just as important as choosing the perfect car. At ATS Auto Sales, your trusted pre-owned car dealer in Rio Rancho, NM, we’re dedicated to making used car financing simple, fast, and stress-free for every buyer.

Whether you’re searching for a low mileage sports car, a reliable SUV, sedan, pickup truck, sports car, hatchback, or coupe, or even a stylish luxury car, our team is here to help you drive home your dream vehicle.

And the best part? You can get started right now from the comfort of your home through our convenient Apply Online process!

Fast Approval Car Financing – Get Pre-Approved Today!

At ATS Auto Sales, we believe that financing shouldn’t be a hassle. That’s why we specialize in fast approval car financing. Our online credit application is quick, secure, and easy to complete.

Once you submit your details, our finance experts will review your application and work diligently to secure the best possible loan terms for you. In many cases, approvals can happen the same day, helping you move forward without unnecessary delays.

Ready to start? Apply Online now!

Bad Credit, No Credit? No Problem!

We understand that life happens, and not everyone has perfect credit. At ATS Auto Sales, we proudly offer bad credit, no credit financing options.

Whether you’re rebuilding your credit or buying your first vehicle, our finance team will explore every avenue to get you approved. We work with a wide network of lenders, including banks and credit unions, to help secure flexible loan solutions tailored to your unique situation.

Don’t let past credit challenges hold you back—all credit types are welcome here.

Financing Options for Every Buyer

Our dealership is committed to helping all types of customers, including:

Good credit buyers looking for prime credit lending and competitive rates.
Luxury car buyers seeking financing for high-end vehicles.
First-time buyers who need guidance navigating their very first auto loan.
Low-income buyers looking for budget-friendly payments and low downpayment options.
Spanish-speaking buyers – ¡Hablamos español! We’re proud to cater to Spanish-speaking buyers with bilingual staff ready to assist you every step of the way.

No matter your financial situation, we’re here to help you get behind the wheel with confidence.

Trade-In Your Current Vehicle

Thinking about upgrading your current car? We make the trade-in process fast and easy. Bring in your vehicle for a no-obligation appraisal. We’ll offer you a fair market value that you can apply toward the down payment on your next vehicle.

A trade-in is an excellent way to lower your monthly payments and reduce the amount you need to finance.

Wide Selection of Quality Vehicles

At ATS Auto Sales, we pride ourselves on offering a diverse inventory of vehicles to meet every lifestyle and budget. Our lot features:

Low mileage sports cars and trucks
Dependable SUVs for family adventures
Stylish sedans for commuting
Rugged pickup trucks for work or play
Sleek hatchbacks and coupes for city driving
Elegant luxury cars for those who demand the best

Every vehicle we sell is thoroughly inspected for quality and reliability, ensuring you drive away with peace of mind.

Warranty Options for Added Peace of Mind

We know that buying a pre-owned vehicle is a significant investment. That’s why we offer warranty options to protect your purchase. From powertrain coverage to comprehensive plans, our warranties provide valuable protection against unexpected repairs, helping you drive with confidence.

Speak to our finance team about adding a warranty to your purchase during the financing process.

Why Choose ATS Auto Sales?

Here’s why drivers across Rio Rancho, Albuquerque, and the surrounding areas trust ATS Auto Sales for their used car financing needs:

Fast loan approvals
Competitive rates for all credit types
Friendly, bilingual staff who speak Spanish
Flexible low downpayment options
Large selection of quality vehicles
Strong relationships with local credit unions and banks
Fair and transparent trade-in offers
Financing solutions for bad credit, no credit, and good credit buyers
Focus on customer satisfaction

Contact Us Today!

Don’t wait to get the car you deserve. Start your journey today by visiting our Apply Online page and filling out our secure application.

Have questions? Our team is ready to help. Contact us online or call us at (505) 891-8951 to speak with one of our friendly finance specialists.

At ATS Auto Sales, we’re committed to helping you drive away in the perfect vehicle with a financing plan that fits your budget. Let us show you how easy used car financing in Rio Rancho, NM can be!